StagePre-launch · Seed LicenseIRDAI Direct Broker · planned First policy targetQ4 2026 MumbaiContact →
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Group cover with an assistant for every employee.

The standard group-insurance experience is broken: an HR portal nobody understands, no advisor to ask, claims handled through a call centre. We're building something different — five anchor corporates will shape the launch.

Become a pilot partner Why it matters for HR & Finance
i The premise

Group insurance, actually used.

Most employees don't know what their group cover includes. Most HR teams don't know what their employees use it for. Most insurers don't know what either side wishes was different.

We're solving for the gap. The same Human + AI broker we're building for consumers extends naturally to a corporate channel: one POSP advisor dedicated to your company, plus an AI assistant on WhatsApp available to every employee — explaining their benefits, helping with claims, and surfacing personal top-ups when life situations change.

1/ co.
Dedicated POSP advisor for your company — for life of partnership
24/7
WhatsApp assistant available to every employee, in their language
100%
Of recommendations checked against IRDAI suitability rules in real-time
5
Anchor pilot partners. Founding pricing locked for 3 years.
ii For employees

A benefit they'll actually use.

  • A WhatsApp assistant that explains their benefitsIn plain English. "What does my cover include for maternity? My parents? What's the sub-limit on room rent?" — answers in one message, in their language.
  • Claim help that feels humanAI handles paperwork. A human follows up. Claims move from "30-day form-and-fight" to "we're on it" — visible status in WhatsApp throughout.
  • Personal top-ups at corporate-discounted ratesParents' top-up, critical illness, term life. Bought through the corporate channel at better pricing than retail.
  • A family digital walletShared cover summary, claim contacts, hospital network — so the spouse knows what to do if the employee is unavailable.
iii For HR & Finance

A benefit that shows up on engagement surveys.

  • Higher perceived value of benefitsThe biggest reason group insurance under-delivers ROI is that employees forget it exists. Our assistant keeps it visible — without being annoying.
  • Real-time enrolment & claims dashboardSee utilisation, claims patterns, and gaps across cohorts. Spot the issues early. Negotiate renewals from data, not insurer talking points.
  • One point of contactFor renewals, queries, employee escalations. A named advisor — not an inbox.
  • Renewal data, on your timelinePre-renewal report 90 days before. Negotiation support. No surprises in the final quote.
Sample dashboard summary
Active employees847
Cover utilisation YTD62%
Claim resolution < 7 days94%
Avg. employee satisfaction4.6 / 5
Personal top-ups sold187

Mock data · indicative of post-launch dashboard.

iv Pilot programme

Five anchor partners. Founding terms.

We're choosing five corporate partners who will shape the launch of Insurable.dev's group channel. In exchange for early commitment, founding partners get pricing, attention, and influence that won't be available afterwards.

i
Locked pricing

Brokerage and platform fees locked for three years from launch. Predictable cost as your headcount grows.

ii
White-glove onboarding

Migration of existing group cover. Employee communications. Direct involvement from the founding team — not a customer-success script.

iii
A voice in the build

Quarterly product reviews with the founding team. The HR features we build first will be the ones our pilot partners need.

v Talk to us

Schedule a conversation.

A 30-minute call with our founder and one of our advisors. We'll listen first. Tell us what's working, what isn't, and what you'd like out of a broker if you could rebuild from scratch.

No sales calls. Just an honest conversation. DPDP-aligned.

Shape the launch of Insurable.dev for corporates.

Schedule

30-min founder call

Direct call with the founder + one advisor. No sales pitch, just a conversation.

Book a time →
Pilot programme

Be one of five

Founding pricing, white-glove onboarding, quarterly product reviews with the team.

Read the terms →
Partner thinking

Read the model

Why a Human + AI broker works for regulated insurance distribution.

How it works →