StagePre-launch · Seed LicenseIRDAI Direct Broker · planned First policy targetQ4 2026 MumbaiContact →
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We're being open about where we are.

Pre-launch means pre-launch. Here is the full milestone list — what's done, what's now, what's next, and what we're aiming for. No fluff, no traction theatre. Filter by phase or read in full.

Done

Shipped or substantively delivered. Verifiable today.

Now

In active progress this quarter (Q2 2026).

Next

Planned for the next quarter (Q3 2026).

Goal

Year-end ambition. Conditional on license.

i Done · Q4 2025

Core AI platform built

Seven specialist agents — conversation, match-making, comparison, paperwork, compliance, dispatch, and lifetime companion. Built, tested, and operating in pilot.

7 agents
AES-256 · DPDP-aligned
ii Done · Q4 2025

Voice AI for Indian languages

Voice interface for Hindi, Tamil, Telugu, Kannada, and Marathi developed and tested. Initial pilots run successfully on conversation flows.

5 Indian languages
In pilot
iii Done · Q1 2026

Compliance rule engine v1

First version of the IRDAI suitability rule engine, capable of blocking submissions at real-time. Reviewed by our advisor and an external compliance consultant.

Rule engine v1
Real-time blocking
iv Now · Q2 2026

Founding POSP advisor cohort

Onboarding our first POSP-certified advisors. Curriculum, training, and certification process built. First cohort active by end-of-quarter.

Cohort 1 · onboarding
POSP certification
vi Now · Q2 2026

Principal compliance officer

Active hiring for the IRDAI-mandated principal compliance officer. Senior insurance compliance background, with authority over the rule engine and advisor cohort.

Compliance officer · hiring
vi Now · Q2 2026

Seed round

Seed funding round in progress. Conversations with India-focused funds and angels. Data room available on request.

Seed · open
Data room available
xii Goal · Q4 2026

First Insurable.dev policy issued

Target: first policy issued within six months of license approval. The first cohort of waitlist customers served by the founding advisor team.

Target · 6 mo. post-license
xii Goal · Post-license

Five corporate pilot partners · live

Once licensed, anchor cohort of five corporates onboarded with active group health & life cover. Founding-pricing locked for three years from go-live.

5 / 5 corporates
License-dependent
xiv Goal · 2027

Year-two persistency benchmark

Building toward a 90% year-two persistency benchmark across the founding customer cohort — versus 55–65% industry average. Tracked quarterly, published openly.

90% Y2 · ambition
xiv Goal · 2027

Insurer coverage · majority of market

Integrated with the majority of major Indian life and health insurers via Bima Sugam. Real comparisons across the market in a single broker conversation.

~10 insurers · target
A note on this roadmap

We publish this list openly because a pre-launch broker should be judged on the honesty of its plan, not the polish of its marketing. Updated quarterly. If a milestone slips, it stays as in progress until shipped — never reclassified to look better.

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Customers

Waitlist + monthly note

Once a month, what shipped and what's next. No marketing.

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Companies

Pilot programme

Five corporates will shape the launch. Founding pricing locked for three years.

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Investors

Data room

Seed round in progress. Reply within a working day.

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